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Just in case you forgot… July 23, 2008

Posted by Attorney Jonathan Groth in FAQ Personal Injury.
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I read an article in the Oshkosh Northwestern recently that mentioned a few federal studies. One stated that Wisconsin led the nation in the number of adult residents who reported driving while under the influence.  This was a federal study from April of this year.  Old news but an important reminder that Wisconsin needs to change it drunk driving laws. 

I didn’t recall hearing about a 2006 study by the FBI that found Wisconsin had the sixth highest arrest rate for drunk drivers.   Also, Wisconsin had the fourth highest arrest rate for liquor law violations.

I’ve handled cases for many victims of drunk driving.  Just the other day I spoke with a client that was struck by a drunk driver whose blood alcohol contect was .314 (I think that is pretty close to alcohol poisoning and death).   That drunk driver has at least one other drunk driving arrest. 

If you are the victim of drunk driving I’d like to help.  At the very least I’d appreciate it if you’d contact your legislator and then email me.  I’d like to keep track of which legislators have been contacted by victims in their district.  The next time an important anti-drunk driving vote reaches Madison it’s important that the legislature is kept accountable!

www.jonpgroth.com

 Jon Groth is a Wisconsin Personal Injury Attorney handling cases throughout Wisconsin and most recently in Plymouth, Milwaukee, Jefferson and Wauwatosa.

And the winner is…Allstate! July 21, 2008

Posted by Attorney Jonathan Groth in FAQ Personal Injury.
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“There is no greater poster child for insurance industry greed than Allstate.”  The American Association for Justice recently published a report of the ten worst insurance companies.  Allstate won the prize!

Other “honorable mentions” of auto/home insurance companies that write policies in Wisconsin are: AIG (3), State Farm (4), Farmers (7), Liberty Mutual (10). 

Is there any wonder why victims of auto accidents, dog bites, motorcycle accidents and the like hire personal injury attorneys when Allstate’s insured is at fault?

www.jonpgroth.com

Jon Groth is a Wisconsin Personal Injury Attorney handling cases throughout Wisconsin and most recently in Lomira, Twin Lakes,  Wauwatosa and Milton.

And the bond goes to the victim. July 18, 2008

Posted by Attorney Jonathan Groth in FAQ Personal Injury.
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Where does a bond go?  When someone charged with criminal activity posts bond what happens to the money?

According to Section 969.13(5) of the Wisconsin Statutes when a defendant posts a bond that amount of money shall go first to the victim of the crime.  For example, when a drunk driver injures someone and is charged with a crime the money he/she posts as bond must be saved by the court to pay to the victim as a form of restitution.  Sounds like a good use of the money to me.

If you are the victim of a crime be sure to ask the victim witness advocate working on your case to keep you informed about the status of the bond. 

www.jonpgroth.com

Jon Groth is a Wisconsin Personal Injury Attorney handling cases throughout Wisconsin and most recently in Kenosha, Crivitz, Sheboygan and Wauwatosa.

Save your client’s time July 17, 2008

Posted by Attorney Jonathan Groth in FAQ Personal Injury.
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In personal injury law once a lawsuit is filed time seems to slow to a crawl.  In Wisconsin, defendants have 45 days to answer, judges can often take as long as they want to call a hearing to set the schedule of the case.  Once the scheduling hearing comes along the deadlines set may be a year away. 

There is little that a plaintiff can control concerning a lawsuit’s timetable.  So, the things that a plaintiff’s attorney can control must be in the plaintiff’s best interest, i.e. move the case along. 

One quick, and relatively easy, way to speed up the process is to file the plaintiff’s witness list with the Summons and Complaint.  This can save up 60 or 90 days in the litigation process.  Also, serve your interrogatories and requests for production of documents with the Summons and Complaint.   The sooner the plaintiff has important information about the defendant the sooner depositions can be taken and the sooner the trial will come.

www.jonpgroth.com

 Jon Groth is a Wisconsin Personal Injury Attorney handling cases throughout Wisconsin and most recently in Beloit, Racine, Sheboygan and Wauwatosa.

Waukesha’s Most Dangerous Road? July 16, 2008

Posted by Attorney Jonathan Groth in FAQ Personal Injury.
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The Milwaukee Journal Sentinel reported that the intersection of Highway F and I94 in Waukesha County (Pewaukee to be exact) has been the site of 280 motor vehicle collisions since 2003.  The County Safety Engineer states that simply adjusting the traffic signals so drivers can only turn with an arrow might help.  They also note the high amount of traffic at that intersection.

I have some personal experience with this intersection.  I worked at a law firm located near that stretch of road in 2002.  Even then it was busy.  Since then, a number of commercial buildings have popped up.  At 5 o’clock it is a pain to drive anywhere near there. 

What to do?  Contact your county supervisor, aldermen, mayor and County Executive.  Hopefully, the more complaints the sooner they will take action.

www.jonpgroth.com

Jon Groth is a Wisconsin Personal Injury Attorney handling cases throughout Wisconsin and most recently in Oconomowoc, Racine, Waukesha and Wauwatosa.

Structured Settlements – not exciting but very important July 15, 2008

Posted by Attorney Jonathan Groth in FAQ Personal Injury.
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I’ve had the luxury of working with some premier structured settlement planners over the years.  Personal Injury attorneys call on these professionals if an injured victim receives a sizable settlement or verdict and there is the need to ensure that the victim will have these funds, guaranteed, for years to come. 

In general, what is a structured settlement?

  1. It’s a settlement in which some or all proceeds are paid over time instead of all up front.
  2. It must be written into the settlement agreement;
  3. The obligation to make payments is assigned by the defendant (at fault insurance company) to an assignment company which purchases an annuity;
  4. The “customer” buying the annuity is an assignment company NOT the injured party;
  5. The payout is fixed and determinable.

Structured settlement is are smart ideas in many cases.  Ask your personal injury attorney whether your case or your child’s case fits the criteria.

www.jonpgroth.com

Umbrella for Coverage July 14, 2008

Posted by Attorney Jonathan Groth in FAQ Personal Injury.
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Here is an insurance tip.  Ask your insurance agent about an umbrella policy.  An umbrella policy will provide a large sum of liability coverage (oftentimes $1 million or more) over and above your home owners coverage and can be added to your auto insurance coverage. 

In Wisconsin, the Court of Appeals has ruled that insurers issuing umbrella policies that are excess over primary automobile liability insurance must provide underinsured motorist coverage.  See Nault v. West Bend Mut. Ins. Co., 2007 AP 1670 (released May 20, 2008).  So, if you have an umbrella policy ($1 million) and are in an serious auto accident caused by an underinsured motorist (let’s say for example the at fault driver only has insurance coverage totalling $25,000.00) you will be protected by your $1 million policy. 

Take advantage of Wisconsin law.  Ask your insurance agent about it.  Relatively speaking, an umbrella policy tied to your auto insurance policy is inexpensive.  It’s the smart choice. 

http://www.jonpgroth.com

Sorry, Can’t Help Any More July 11, 2008

Posted by Attorney Jonathan Groth in FAQ Personal Injury.
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That is sometimes the comment that victims of car accidents get from their doctors.  Often, the comment will be “you’ve reached a plateau” or “your condition is waxing and waining”.  If you are the victim of a motor vehicle collision and have long standing pain don’t be afraid of a second opinion.  If you see a chiropractor don’t hesitate to ask him or her for the name of someone to check out care through a different modality.  If you are seeing your general practitioner doctor don’t be afraid to ask for a referral to a pain specialist.  Physiatrists (pain and rehabilitation specialists) are often brought in to help deal with longstanding pain. 

Whatever your problems are I strongly encourage you to be proactive regarding your treatment.  Remember, when it comes to your health: You are your best advocate.  No one knows the problems that you go through better than you.  Write down the problems that you continue to suffer through and take that list to the doctor.  It will help her/him track your pain and how best to treat your problems.

www.jonpgroth.com

Just Ask July 9, 2008

Posted by Attorney Jonathan Groth in FAQ Personal Injury.
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I spoke with a client recently who was involved in a serious auto accident a few years ago.  He was hit by a car that ran from the scene.  He suffered a number of serious injuries and was admitted to Froedert Hospital’s ICU.  Because he didn’t know who hit him he said nothing was done.

What would you do?   Just call and ask.  Most personal injury attorneys will not charge anything to investigate a situation like this.  I will gladly order the police report and speak to witnesses and insurance agents to see if recovery for lost wages, medical bills and pain and suffering is possible. 

Don’t forget in Wisconsin your insurance company supplies Uninsured Motorist Coverage.  If you are involved in a hit and run collision you have the benefit of making a claim against your insurance company.  Once your insurance company settles or is forced to pay what the value of your claim is then THEY have the burden of tracking down the at fault party and collecting from garnished wages or savings accounts.

www.jonpgroth.com

 Jon Groth is a Wisconsin Personal Injury Attorney handling cases throughout Wisconsin and most recently in Crivitz, Kenosha, Janesville and Wauwatosa.

No Car, Not Good. July 6, 2008

Posted by Attorney Jonathan Groth in Personal Groth.
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I’ve battled with insurance companies recently over the loss of the use of my client’s vehicle.  When someone is involved in a car accident and their car is out of commission it is a big inconvenience.  The law in Wisconsin says that this “loss of use” must be compensated.  It does NOT matter whether or not a rental vehicle was obtained.

So, let’s say Bob is involved in a motorcycle accident.  His bike is a total loss.  It’s sitting in his garage because the at-fault insurance company hasn’t come out to look at it yet.  In the meantime he has to drive his “winter car”. 

Bob didn’t suffer any out of pocket loss.  He didn’t rent a vehicle or didn’t have to hire a taxi.   But, he lost the use of his vehicle.  He was certainly inconvenienced by the collision.  The law says that the at-fault party must pay for this loss of use and inconvenience.  (Hellenbrand v. Hilliard 2004 WI App 151, para. 34).

If you have questions about loss of use or loss feel free to call me.  I’d be happy to help you.  I’ll write later on about loss of value of a vehicle.  (for example, if your new vehicle is in a collision it loses its resale value.)

www.jonpgroth.com

Jon Groth is a Wisconsin Personal Injury Attorney handling cases throughout Wisconsin and most recently in Racine, Pleasant Prairie, Marinette and Wauwatosa.