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AIG Insurance September 17, 2008

Posted by Attorney Jonathan Groth in FAQ Personal Injury.
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I’ve received a number of calls from clients and potential clients asking about AIG’s financial situation and the federal government’s loan.

If you have auto insurance through AIG or if you were injured because of someone else’s negligence and they have AIG I’d recommend you read this article from WSJ.com.

Specifically:

AIG’s millions of insurance policyholders appear to be considerably less at risk. That’s because of how the company is structured and regulated. Its insurance policies are issued by separate subsidiaries of AIG, highly regulated units that have assets available to pay claims. In the U.S., those assets can’t be shifted out of the subsidiaries without regulatory approval, and insurance is also regulated strictly abroad.

I’m certainly no Wall Street expert but I think the Wall Street Journal’s writers know their stuff. 

www.jonpgroth.com

 Jon Groth is a Wisconsin Personal Injury Attorney handling cases throughout Wisconsin and most recently in Kansasville, Marinette, Milton and Wauwatosa.

Insurance Company Rules August 13, 2008

Posted by Attorney Jonathan Groth in FAQ Personal Injury.
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Here’s a little lighter take on the problems with our insurance industry.  The best comedy is based in truth.  This is good comedy

p.s. I didn’t look at any links from the video.  So, I don’t have a clue what else is being touted.  I just think the video is funny.

www.jonpgroth.com

 Jon Groth is a Wisconsin Personal Injury Attorney handling cases throughout Wisconsin and most recently in Oconto, Watertown, Janesville and Wauwatosa.

Just Go Ahead and Call… August 7, 2008

Posted by Attorney Jonathan Groth in Personal Groth.
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When you are the victim of a motorcycle, car or truck accident and need a vehicle don’t be shy about getting a rental.

I do NOT recommend you give a statement to the at-fault insurance company.  I do recommend you get the claim number and telephone number for the at-fault insurance company’s adjuster.  Then call Hertz, Enterprise or the local rental company in your area.  Tell the rental company you’re the victim of a motor vehicle collision and give them the claim number and ajduster’s telephone number.  The rental company will then confirm this info and, more often than not, put you into a rental on the spot.

I almost always handle the property damage settlement for free.  I get paid from the bodily injury (pain and suffering, medical expenses, lost wage and mileage etc) portion of the claim. 

If you call soon after the collision I’ll be happy to guide you in the right direction. 

www.jonpgroth.com

 Jon Groth is a Wisconsin Personal Injury Attorney handling cases throughout Wisconsin and most recently in Marinette, Two Rivers, Janesville and Wauwatosa.

Why doesn’t the Insurance Company for the person that caused the accident pay my bills as I incur them? April 2, 2008

Posted by Attorney Jonathan Groth in FAQ Personal Injury.
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The short answer is that the insurance company doesn’t want to part with their money unless they have to.  Let me try to explain: 

When someone is involved in a car accident, slip and fall, dog bite or other personal injury matter there are a few questions that I am asked almost every time.  Let’s assume I received a call from a client who was in an auto accident.  The client tells me that they went to the hospital and the bills were submitted to the at-fault party’s insurance but weren’t paid.  Why?  It’s there fault.  Why submit the bills to the at-fault party’s insurance if they won’t pay them right away?  They are responsible, they said so at the scene of the collision. 

 Well, I agree with the idea behind all of these questions.  Ideally, the at-fault party would pay the bills as they are incurred.  The hospitals get their money right away and the victim’s credit doesn’t get ruined.  However my experience has shown that insurance companies won’t pay until they have a guarantee that the victim won’t ask for more money later (they also don’t want to pay hoping you’ll go away and not want to deal with the hastle of the insurance company run-around).  

So, when it is time to settle a personal injury claim, you need to make sure your attorney doesn’t leave any stone unturned.  In Wisconsin, you have the right to compensation for past pain and suffering, medical expenses, mileage to the doctor, past lost wages along with future pain and suffering, future loss of earnings capacity and future medical expenses. 

 So, how do you keep the bill collectors at bay while you recover from your injury?  Give me a call or email me and I’ll be happy to discuss this with you.  The quick answer is make sure you have health insurance, auto insurance and contact a personal injury attorney. 

Remember this, if you are hurt please go to a doctor.  Get help.   The most important thing is for you, the victim, to get better.

www.jonpgroth.com